Your trip

What type of travel insurance do you need?

Single Trip

A policy for a single trip that starts and ends in the UK. The maximum trip duration is dependent upon your age.
Aged 18-65 years - 365 Days
Aged 66-75 years - 62 Days
Aged 76-100 years - 31 Days

Annual Multi-Trip

A 12-month policy that allows you to travel more than once. The maximum trip duration is dependent upon your age & the destination.
Aged 18-65 years - 62 Days
Aged 66-75 years - 45 Days
Aged 76-80 years - 31 Days (excludes Worldwide including USA, Mexico, Canada & the Caribbean)

Maximum age for Worldwide including USA, Mexico, Canada & the Caribbean is 75 years at the point of purchase.

Single trip

Annual multi trip

What country or countries do you plan to visit?

Single trip

For Single Trips enter your destination into the search box and a list of destinations will appear. Please choose the country/countries you are traveling to.

France

Greek Islands

Spain

USA

Or, start typing the letters of the country or countries you plan to visit. Multiple countries can be added.

During your trip will you be taking part in any of these activities?

Cruise
Cruise insurance also provides cover for the specific activities and risks associated with cruise holidays such as increased cover for your personal possessions, cover if you're confined to your cabin on the advice of a medical practitioner and have missed excursions, or cruise itinerary changes. For full cover details and limits for Cruise Cover, please refer to your policy wording, which can be found on this page.
Please note: Loss, theft of or damage to valuables left unattended at any time unless deposited in a safe, safety deposit box or left in locked accommodation are not covered.

Winter Sports
You won't be covered under this policy whilst taking part in Winter Sports unless you select this cover and the additional premium is paid. Winter sports insurance provides cover for emergency medical treatment caused by your participation in Winter Sport activities, the delay, loss, theft or damage to your ski equipment, cover for ski pack expenses, piste closure and avalanche closure.
If you purchase an annual multi trip policy you will only be covered for 17 days of winter sports activity during the insurance period.
There is no cover provided in this section for any insured person aged 65 and over for either single trip or annual multi trip. For full cover details and limits for Winter Sports Cover, please refer to your policy wording, which can be found on this page.
Please note: Loss, theft or damage to ski equipment left unattended at any time is not covered.

Going on a cruise

Winter Sports

It is important to check the list of covered activities to ensure that any activities that you plan to participate in as part of your winter sports trip are covered. For a full list of sports activities that are covered as standard, please refer to your policy wording, which can be found on this page or in your Ageas customer portal after purchase.

The following sports and activities are only covered if the Winter sports option is shown on your policy schedule.

blade skating
cross country skiing/nordic skiing
dry slope skiing
glacier skiing/walking
husky dog sledding (organised, non-competitive and with experienced local driver)
ice cricket
ice go karting (within organisers guidelines and no liability cover)
ice windsurfing (no liability cover)
ice hockey
kick sledging
ski - blading
*ski - dooing/snow mobiling
ski biking
ski boarding
ski run walking
skiing
skiing - big foot
skiing - cross country
skiing - mono
skiing - nordic

skiing - off piste** with a guide
skiing alpine
*sledging/sleigh riding (pulled by horse or reindeer as a passenger)
sledging/tobogganing on snow
snow biking
snow blading
snowboarding on piste**
snowboarding - off piste** with a guide
snow bobbing
*snow carting
snow carving (using non powered hand tools only and not working above 3 metres from the ground)
*snow go karting (no liability cover)
*snow mobiling/skidooing (no liability cover)
*snow scooting
*snowcat driving
snow shoe walking
snow tubing
telemarking
winter walking (using crampons and ice picks only)

* No cover under Section 5 - Legal and liability for these sports or activities.

** Off piste is areas of snow that have not been specially prepared for skiing on within a resort boundary, this doesn't include transiting between recognised and marked ski runs.

When does your trip begin?

For example, 01 12 2021

When does your trip finish?

For example, 15 12 2021

PLEASE NOTE: Cancellation due to a pandemic illness or for personal quarantine is not covered within the first 48 hours of the policy purchase date.

Trips taken during the period of insurance which are longer than the trip length selected will not be covered.

Who's travelling?

Just me
One person who is 18 years of age or over.

Couple
You and your partner.

A family
You, your partner and up to 6 children (under the age of 18) or you and up to 6 children (under the age of 18).

Group
Friends or family travelling together. No more than 10 people.

Just me

Couple

A family

Group

First traveller's date of birth

This person will be the policyholder. Use the format, DD MM YYYY

Why do I need to tell you?

We may need to contact your doctor for details of your previous medical history in the event of a medical claim. It is therefore important that you declare all pre-existing medical conditions to us for all travellers to have full protection of the policy. Should you suffer any bodily illness, injury or disease we may refuse to deal with any claims or reduce the amount of any claims payments unless all pre-existing medical conditions have been declared to us and accepted by us in writing at the time of purchasing this policy.

In the last 5 years have you or any person to be covered had any medical advice, treatment (including surgery, tests or investigations) or prescribed medication for any of the following?

Any cancer condition (including leukaemia, non Hodgkin's lymphoma and any type of skin cancer)
Any heart-related or blood circulatory condition (including high blood pressure and high cholesterol)
Any diabetic condition
Any neurological condition (including stroke, brain haemorrhage, multiple sclerosis, epilepsy and dementia)
Any breathing condition (including asthma, bronchitis and chronic obstructive pulmonary disease)
Any renal, kidney or liver condition
Any psychiatric or psychological condition (including anxiety, stress and depression)
Any chronic condition that can be controlled but not cured (including back pain, Crohn's, diverticular and coeliac disease and ulcerative colitis)

And/or:

In the last 12 months is there any other medical condition for which you or any person to be covered, has been prescribed medication, received or are waiting to receive treatment including surgery, tests or investigations?

Do you or any other traveller to be covered by this policy have any pre-existing medical conditions to declare?

Yes

No

Information: Where you provide sensitive information such as medical conditions, you consent to it being used by us to provide a quote or issue a policy. Where you provide sensitive information such as medical conditions for additional travellers, they have consented to you providing this information on their behalf. For full information about how we use your personal information, please see our Privacy Policy.

Our travel insurance can offer cover for many pre-existing medical conditions. However, we would like to provide you with details of a “Medical Cover Firm Directory”, which is a publicly available directory, that only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed so you can make an informed, initial choice, about which firm might meet your needs.

What are the benefits?

Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:

Is willing to offer cover for your condition
Is willing to offer cover for your condition without specific exclusions
Is willing to offer cover for your condition at a more affordable price

How can I access a Medical Cover Firm Directory?

MoneyHelper has a Travel Insurance Directory on its website which can be accessed at the link below:

https://www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory

Consumer enquiries about the directory can be made to MoneyHelper directly using the contact details below:

Telephone – 0800 138 7777 (available Monday to Friday from 8 am to 6 pm except Bank Holidays)

Online Enquiry Form- https://www.moneyhelper.org.uk/en/contact-us/money-guidance/money-guidance-enquiry-form (aim to respond within 2 working days).

Eligibility Conditions

Your trip

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